About us

Time is your most precious asset. So we’ve worked hard since 2014 to develop an efficient service that makes sure your time with us is well spent. And if you have an administrator, they’ll also get all the support they need.

Criteria at your fingertips

Our lookup tool makes your life easier.

Lending criteria

Post Office Money® and Bank of Ireland UK embarked on their partnership in 2003. In 2014 we launched into the intermediary market, offering Residential and Buy to Let mortgages from a trusted and recognised brand.

Award winning system

Our online application system has won several awards for its innovation and ease of use. Register in 2 minutes then submit a case in 15. When you progress an Approval in Principle to a full application you won’t need to re-key any information. We’ll also give you a full shopping list on case submission, so you know what documents we need to see upfront. If the case goes to offer, you’ll receive this online through the application system.

Now that’s time well spent.

Your case is in safe hands

We’re committed to supporting. So we have 24 regional BDMs and an intermediary enquiry line on hand to help when you need it. Find your local BDM here.

Our reliable underwriters and case handlers will process your cases. Meaning you’ll receive fast, consistent and straightforward underwriting decisions. If you haven’t got time to call us, don’t worry, you can get quick and easy access to your underwriter through our application system’s case messaging service.

Products

You'll find a range of competitive standard and Buy to Let products, to meet your everyday customer needs, including:

  • Standard rates - up to 95% LTV
  • First time buyer options:
    • -      First start - which increases a buyer's borrowing power
    • -      Post Office Family Link™ - support a home purchase without gifting a cash deposit
    • -      95% LTV products - featuring fee assisted and cashback options
  • Post Office Retirement Link™ - an alternative to equity release
  • Buy to Let options:
    • -      Interest Cover Ratio (ICR) products with no minimum income requirement
    • -      Top Slicing for those who want the flexibility of using some personal income to boost their loan
  • Existing customers - transfer their product quickly and easily through the online application system.

Criteria at your fingertips

Our lookup tool makes your life easier.

Lending criteria

Put us to the test

Our award winning application system makes sure your time with us is well spent. 

Register
Online offers and valuations
Download your applicant's offer and valuation
Document upload
Securely upload multiple documents in minutes
Case messaging
Message your underwriter directly
Document bundling
See everything in one place for quicker compliance evidencing