Post Office Retirement Link™ affordability calculator

How much could your customer borrow?

Our alternative to equity release

Post Office Retirement Link™.

Find out more

Get an instant estimate of what your customer could borrow with a Post Office Retirement Link™ mortgage based on their pension income and financial commitments.

See our lending criteria for more detail on how we'll calculate your customer's assessable pension income. During the application process we’ll ask for a more detailed breakdown of their pension income and outgoings, which may change the amount we could lend.

Need help completing the calculator? Read our affordability calculator help page.

 

*Required

Applicant information

Mortgage term

Applicant finances

Reference number

Please note the minimum assessable household income is £15,000.

We will not normally lend to applicants who currently have unsecured debt which exceeds half their annual assessable income even if it will be repaid in whole or part before completion. If the case has a lower debt to income ratio, it may still be sent for individual underwriter assessment.

This calculator provides an indication only. The actual figure we can lend your customer could depend on their credit score. This is not a legally binding mortgage offer and places the Bank of Ireland UK at no obligation to provide your customer with a mortgage.

Our alternative to equity release

Post Office Retirement Link™.

Find out more