Transfer products

If your customer is looking to transfer their mortgage rate, you'll find all our existing customer products below.

Product transfer

Is your customer thinking of transferring their mortgage rate? Find out what options are available to them.

How it works

You can transfer their mortgage if you or your firm introduced your customer's current mortgage after June 2014. If you did not initially introduce your customer's mortgage or the mortgage started before June 2014, call our intermediary enquiry line on 0345 266 8928*

Use our new business products for new customer cases.

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Showing 31 Products

The Bank of England Base Rate is currently 0.50%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information is correct as at 29/05/2018.

75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.90% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.0% APRC £0

None

3% until 31/07/2019 then 2% until 31/07/2020 3R8
5 Yrs 2.15% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.5% APRC £995

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3S3
5 Yrs 2.25% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.6% APRC £495

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3S2
5 Yrs 2.39% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.6% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3R9
75% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.90% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.0% APRC £0

None

3% until 31/07/2019 then 2% until 31/07/2020 3T5
5 Yrs 2.39% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.6% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3T6
75% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 Yrs 3.09% Fixed

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.6% APRC £995

None

3% until 31/07/2020 then 2% until 31/07/2021 3E5
3 Yrs 3.29% Fixed

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.5% APRC £0

None

3% until 31/07/2020 then 2% until 31/07/2021 3E6
5 Yrs 3.35% Fixed

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.4% APRC £995

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3E7
5 Yrs 3.55% Fixed

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3E8
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.88% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.1% APRC £495

None

3% until 31/07/2019 then 2% until 31/07/2020 3S5
2 Yrs 2.08% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.1% APRC £0

None

3% until 31/07/2019 then 2% until 31/07/2020 3S4
5 Yrs 2.39% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.7% APRC £995

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/072023 3S8
5 Yrs 2.49% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.7% APRC £495

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3S7
5 Yrs 2.59% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.7% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3S6
85% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.08% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.1% APRC £0

None

3% until 31/07/2019 then 2% until 31/07/2020 3T7
5 Yrs 2.59% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

3.7% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3T8
All LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.69% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.3% APRC £995

None

3% until 31/07/2019 then 2% until 31/07/2020 3T2
2 Yrs 2.99% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.3% APRC £0

None

3% until 31/07/2019 then 2% until 31/07/2020 3S9
5 Yrs 3.09% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.0% APRC £995

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3T4
5 Yrs 3.29% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.0% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3T3
All LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.49% Variable

which is Bank of England Base Rate plus 3.99% for the entire mortgage term

4.3% APRC £0

None

None WFG
All LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.99% Fixed

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.3% APRC £0

None

3% until 31/07/2019 then 2% until 31/07/2020 3T9
5 Yrs 3.29% Fixed

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

4.0% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3U2
All LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 Yrs 3.49% Fixed

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.7% APRC £995

None

3% until 31/07/2020 then 2% until 31/07/2021 3E9
3 Yrs 3.69% Fixed

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.6% APRC £0

None

3% until 31/07/2020 then 2% until 31/07/2021 3F2
5 Yrs 3.70% Fixed

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.6% APRC £995

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3F3
5 Yrs 3.89% Fixed

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.5% APRC £0

None

4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023 3F4
7 Yrs 4.09% Fixed

until 31/07/2025 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.7% APRC £995

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 3F5
7 Yrs 4.29% Fixed

until 31/07/2025 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.6% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 3F6
All LTV | Buy to Let Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.99% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

4.3% APRC £0

None

None WFH

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.90% Fixed
Code3R8
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term5
Rate2.15% Fixed
Code3S3
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023
Term5
Rate2.25% Fixed
Code3S2
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£495
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023
Term5
Rate2.39% Fixed
Code3R9
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023

75% LTV | Help to Buy Fixed Rates Print products

Term2
Rate1.90% Fixed
Code3T5
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term5
Rate2.39% Fixed
Code3T6
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023

75% LTV | Buy to Let Fixed Rates Print products

Term3
Rate3.09% Fixed
Code3E5
Description

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.6% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2020 then 2% until 31/07/2021
Term3
Rate3.29% Fixed
Code3E6
Description

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2020 then 2% until 31/07/2021
Term5
Rate3.35% Fixed
Code3E7
Description

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023
Term5
Rate3.55% Fixed
Code3E8
Description

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023

85% LTV | Residential Fixed Rates Print products

Term2
Rate1.88% Fixed
Code3S5
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£495
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term2
Rate2.08% Fixed
Code3S4
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term5
Rate2.39% Fixed
Code3S8
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/072023
Term5
Rate2.49% Fixed
Code3S7
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£495
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023
Term5
Rate2.59% Fixed
Code3S6
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023

85% LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.08% Fixed
Code3T7
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term5
Rate2.59% Fixed
Code3T8
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023

All LTV | Residential Fixed Rates Print products

Term2
Rate2.69% Fixed
Code3T2
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term2
Rate2.99% Fixed
Code3S9
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term5
Rate3.09% Fixed
Code3T4
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023
Term5
Rate3.29% Fixed
Code3T3
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023

All LTV | Residential Standard Variable Rate Print products

TermAny Term
Rate4.49% Variable
CodeWFG
Description

which is Bank of England Base Rate plus 3.99% for the entire mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

All LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.99% Fixed
Code3T9
Description

until 31/07/2020 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2019 then 2% until 31/07/2020
Term5
Rate3.29% Fixed
Code3U2
Description

until 31/07/2023 then 4.49% variable which is Bank of England Base Rate plus 3.99% for the rest of the mortgage term

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023

All LTV | Buy to Let Fixed Rates Print products

Term3
Rate3.49% Fixed
Code3E9
Description

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2020 then 2% until 31/07/2021
Term3
Rate3.69% Fixed
Code3F2
Description

until 31/07/2021 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2020 then 2% until 31/07/2021
Term5
Rate3.70% Fixed
Code3F3
Description

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.6% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023
Term5
Rate3.89% Fixed
Code3F4
Description

until 31/07/2023 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2020 then 3% until 31/07/2022 then 2% until 31/07/2023
Term7
Rate4.09% Fixed
Code3F5
Description

until 31/07/2025 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term7
Rate4.29% Fixed
Code3F6
Description

until 31/07/2025 then 4.99% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | Buy to Let Standard Variable Rate Print products

TermAny Term
Rate4.99% Variable
CodeWFH
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

Product transfer

Is your customer thinking of transferring their mortgage rate? Find out what options are available to them.

How it works