For intermediary use only

0345 266 8928*

*Lines are open 9am – 5pm Mon to Fri. Calls may be recorded for training and monitoring purposes. Calls cost no more than calls to geographic numbers (01 or 02). Calls from landlines and mobiles are included in free call packages.

Buy to Let Top Slicing calculator

How much could your customer borrow?

Need help with the Top Slicing calculator?

Click here to read the help page with handy tips for each section.

Find out more

Get an instant estimate of what your customer could borrow with a Buy to Let Top Slicing mortgage.

This is based on their personal income, financial commitments and the rental income of this Buy to Let.

During the application process we’ll ask for a more detailed breakdown of their income and outgoings, this could change the amount we lend.

When using the calculator for contractors please enter 80% of the annualised gross contracting income, in line with our lending criteria.

Need help completing the calculator? Read our Top Slicing calculator help page.

*Required

Applicant information and finances

Number of adults ?

Number of children ?

*Applicant 1 annual income (£) ?

Applicant 2 annual income (£) ?

Monthly outgoings (£) ?

Residential Mortgage details

Outstanding balance (£) ?

Monthly repayment (£)

Existing Buy to Let properties

Total balance of all Buy to Let properties (£) ?

Total monthly rental income (£) ?

New Buy to Let details

*Loan amount ?

*Rental income ?

Reference number

Your Reference

Calculate

Please note the minimum household income for a Buy to Let Top Slicing mortgage is £40,000.
We will not normally lend to applicants who currently have unsecured debt which exceeds half their gross annual assessable income, even if it’ll be repaid in whole, or part, before completion. If the case has a lower debt to income ratio, it may still be sent for individual underwriter assessment. We’ll exclude student debt from this calculation.

This calculator provides an indication only. It is not a legally binding mortgage offer and places Bank of Ireland UK at no obligation to provide your customer with a mortgage.

Get an instant estimate of what your customer could borrow with a Buy to Let Top Slicing mortgage.

This is based on their personal income, financial commitments and the rental income of this Buy to Let.

During the application process we’ll ask for a more detailed breakdown of their income and outgoings, this could change the amount we lend.

When using the calculator for contractors please enter 80% of the annualised gross contracting income, in line with our lending criteria.

Need help completing the calculator? Read our Top Slicing calculator help page.

Need help with the Top Slicing calculator?

Click here to read the help page with handy tips for each section.

Find out more

You currently can’t apply if you’re using an iPad or iPhone with iOS 12.2 or higher. We’re sorry for any inconvenience this causes - please use another device.

Buy to Let Top Slicing calculator

Need help with the Top Slicing calculator?

Get an instant estimate of what your customer could borrow with a Buy to Let Top Slicing mortgage.

Applicant information and finances

Residential Mortgage details

Existing Buy to Let properties

New Buy to Let details

Reference number

Your customer could borrow up to:

Your customer could borrow up to:

Your customer could borrow up to:

Get an instant estimate of what your customer could borrow with a Buy to Let Top Slicing mortgage.

Need help with the Top Slicing calculator?

Issues for Apple users