Product transfer

Is your customer looking to transfer their mortgage rate?

 

Apply to transfer online in minutes and we'll send you and your customer an offer within five working days.

Product transfer

If your customer is looking to transfer their rate, check out our existing customer range.

View our products

How does it work?

All you need to do is log into our award winning application system and select a new product. We’ll send you and your customer an Offer within five working days.  

And to make it easier, you can book a product transfer for your customer up to four months early. Your customer's new interest rate will start on the expiry of their promotional period.

See our process flow with details of how to submit applications.

Why transfer?

  • Products available with no Product Fee
  • If a Product Fee is due, it can either be paid before completion or added to the loan
  • No legal fees
  • No Valuation Fee
  • No paperwork. The application can progress straight to offer
  • Quick and easy.
  • Early booking up to four months before the end of your customer's promotional period
  • No proof of income needed
  • Reduce the mortgage term at the same time
  • Plus, you receive a proc fee.

What do you need to do?

  1. Make sure you’re registered and able to submit business with Post Office for Intermediaries so we can verify you. Check our distribution page for more information
  2. Check your customer has a mortgage with Post Office Money® or Post Office for Intermediaries. Your customer may have a Bank of Ireland branded mortgage document, but they’ll need to have applied through Post Office originally and not Bank of Ireland. Please call us to check on 0345 266 8928*
  3. Take a look at our existing customer product range
  4. Obtain a Mortgage Illustration from your sourcing system**
  5. Apply online now by clicking on the relevant button below
    You’ll need the following information about your customer:
    • Mortgage account number
    • Property postcode
    • First name and surname
    • DOB
    • No. of people named on the mortgage
    • Last month’s mortgage payment, correct to the penny
  6. You can choose how you and your customer would like to receive the Offer - post or email  
  7. The Offer is valid for 30 days. Your customer will need to sign and return the Offer within this time to secure the rate.

**Alternatively, if you'd like us to produce a Mortgage Illustration for you, just request one in our application system. We aim to upload the Mortgage Illustration to the case documents tab within three working days. Just remember that you'll need to apply after you've received the illustration by starting the transfer process again.

You can apply now and use the mortgage offer for your illustration for compliance purposes.

If you have any questions call us on 0345 266 8928*.

 

Product transfer

If your customer is looking to transfer their rate, check out our existing customer range.

View our products

Issues for Apple users

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You currently can’t apply if you’re using an iPad or iPhone with iOS 12.2 or higher. We’re sorry for any inconvenience this causes - please use another device.